Of all the trades, Brickies have it the toughest. It’s certainly a rewarding job, but it’s a hard one. The old ‘bricks and mortar’ expression is used as an analogy these days to explain how important something is, but the literal meaning isn’t lost on us here at Go Get Insurance. We know Brickies; we’ve insured you for years, and we know the rewards and the risks that go along with your job.
This is the first cover we recommend to all Bricklayers. Public and Products Liability Insurance protects you against actions from third parties who allege that you’ve caused them property damage or personal injury.
Due to the nature of your trade and being responsible for a large structural part of a project, the ramifications of an injury or property damage claim could be enormous. Keep in mind that you don’t have to ‘make a mistake’ to get sued. It’s an extremely litigious society these days, where people accuse first, and ask questions later.
Protect yourself with a quality policy like Go Get Public and Products Liability to ensure peace of mind when picking up that trowel.
Protecting your own income in the event you are injured or ill and off work for an extended period of time is an equally important consideration.
Injury & Illness Insurance can pay you weekly benefits if you’re off work due to injury or illness. For Bricklayers, a particularly important consideration is the inclusion of illness cover over basic accident only cover.
While you might think illness only covers ‘serious sickness’, it also includes cover for internal ‘wear and tear’ type injuries, something accident only cover doesn’t respond to.
Bricklayers need to seriously consider the inclusion of this important cover so they’re protected in the event that they suffer any knee, back, shoulder or arm issues from the rigours of their labour over time.
Despite your best security efforts, clever parking, chains and padlocks; if a thief wants your work tools, there’s a good chance they’ll get them.
The number one question is how would it impact your trading? If laying those wire-cuts has earned a sturdy little nest egg of savings for you, then perhaps it’s not the biggest concern. But if losing all of your tools would knock you off your perch, the insuring them so you can continue trading might be the smartest decision you make.
Check out Go Get Tools insurance for a rock-solid product that will protect you when the chips are down.
Go Get Injury & Illness Insurance is Annually Renewable and factors General Advice only. A Guaranteed Renewable policy, which can provide a benefit period up to age 65 (which does impact on the premium), requires personal advice taking your individual circumstances into account. Should you wish to consider the greater level of protection and flexibility that a Guaranteed Renewable policy provides, click here.
Depending on your Business structure and location, you might require Workers Compensation Insurance if you’re a Company, Working Director, or have deemed Employees. Please check your State Government requirements to ascertain this information.
Please read the PDS for full details on policy coverage, conditions and exclusions to ensure a full understanding of the product you are purchasing.