Roofing Contractors play a pivotal role in the construction process. The roof of a building is like the wheels of a car — it simply can’t go without it. Roofing Contractors have a tough job, both physically and mentally, dealing with arduous weather conditions and alongside a number of other tradies. Things can go wrong, and dealing with them when they do can be a huge stress, often at great cost.
The importance of a quality insurance portfolio for Roofing Contractors shouldn’t be underestimated; but it doesn’t have to be a complicated matter, either. At Go Get Insurance, we’re here to help break things down for you.
All tradies should have Public and Products Liability Insurance. This cover responds in the event that a third party sues you for a negligent act that has caused them property damage or personal injury during the course of your business. There’s no limit on the amount that someone can sue you for, and this is why having a quality Public Liability cover in place is so important.
For Roofing Contractors, this is particularly so. The very nature of working from heights increase the exposure for injury and damage claims significantly – and keep in mind, you don’t need to have done anything wrong for someone to accuse you and take subsequent legal action. Merely defending a claim like this could cost tens of thousands of dollars at a minimum, and into the millions for a more serious incident.
It makes sense to have a reputable insurer and a quality product behind you, so these defence costs can be covered without burning holes in your own wallet. If something goes wrong, I’m sure you’d rather be fixing that red Colourbond than colouring the accounts red. Check out Go Get’s Public and Products Liability insurance for Roofing Contractors today.
Roofing Contractors work in strenuous conditions — heat can cause dehydration, wind and rain can cause slippery and unstable surfaces — these factors lead to an increased risk of injury and illness. What would you do if you became injured or ill — the bills don’t stop; could you keep them at bay having to take a couple of months off to recover?
Protect yourself against the corrugations of life with an Injury & Illness Insurance policy, so when life throws you lemons, you can keep ascending the ladder and capping things off.
If a complete or partial loss of your tools and stock would set your trading back, then you need to seriously consider Go Get’s Tools and Stock Insurance.
A simple process to get a quote, and a competitive premium offering interest-free monthly instalments, it could be the safety rail your business needs if disaster strikes, so you can weather the storm and keep laying those terracotta’s.
Go Get Injury & Illness Insurance is Annually Renewable and factors General Advice only. A Guaranteed Renewable policy, which can provide a benefit period up to age 65 (which does impact on the premium), requires personal advice taking your individual circumstances into account. Should you wish to consider the greater level of protection and flexibility that a Guaranteed Renewable policy provides, click here.
Depending on your Business structure and location, you might require Workers Compensation Insurance if you’re a Company, Working Director, or have deemed Employees. Please check your State Government requirements to ascertain this information.
Please read the PDS for full details on policy coverage, conditions and exclusions to ensure a full understanding of the product you are purchasing.