Floor and wall tilers play an important part in the construction process. Your job is demanding, often requiring you to be on all fours, or bending over for extended periods to get your work done. The end result is rewarding – it might be a floor at a new property or the walls of a bathroom refurbishment – but the insurance risks can’t be overlooked. Go Get Insurance knows tilers; we’ve insured you guys for years, and when it comes to the insurance exposures, consider us the grout that puts it all together for you.
One of the most important insurance covers for tilers to consider is Public and Products Liability. In the event you complete a job and a third party accuses you of causing them injury or damaging their property, this cover kicks in to defend the accusation.
Property damage and personal injury claims can arise as a job’s being completed, weeks, months, or even years later, and there’s no limit on what someone can sue you for. Another important thing to remember is that you mightn’t have done anything wrong – you might simply be accused of it, or dragged into another related contractors issue.
Defending claims like this whether you’re at fault or not, can cost into the tens of thousands, not to mention the time it takes and stress it causes. By maintaining a Public and Products Liability Insurance policy to ensure your continued protection, these dramas can be minimised with the backing of a quality product, like Go Get Insurance for tilers, so you can put your mind at ease, and get back to what you do best.
Protecting your Income if you are injured or ill and unable to work for an extended period of time is extremely important, but especially so for a tiler.
The rigors of a tiler’s labour can not only cause sudden unforseen injuries, but more complex wear and tear issues. When considering a cover such as Injury & Illness, ensure an understanding of the difference between accidental injury only, and accident and illness cover.
There’s a premium difference, and the cheaper accident only cover is understandably alluring. For tilers, however, particular note of the illness section is critical.
Illness doesn’t only cover ‘sicknesses’, but also ‘wear and tear’ type internal injuries. For example, problems with knees requiring reconstruction, backs requiring keyhole surgeries; both good examples of issues that could potentially be internal wear and tear – something an accident only policy won’t cover.
Go Get Injury & Illness Cover for tilers offers great protection at an affordable price. Check out our simple and fast quote process to see some premiums and cover information today.
Take a moment to add up all of your tools and stock – sand pads, scribes, cutters, drills, trowels, grout and spreaders – now ask yourself; if they were all stolen, could you continue to trade?
Tools and Stock Insurance might seem like a pricey ideal at times, but the cost of replacing all of your gear could pale in comparison to the amount of cash you’d lose not being able to work.
If it would put you in a bind, them jump online and sort out some Tools and Stock cover with Go Get Insurance.
Go Get Injury & Illness Insurance is Annually Renewable and factors General Advice only. A Guaranteed Renewable policy, which can provide a benefit period up to age 65 (which does impact on the premium), requires personal advice taking your individual circumstances into account. Should you wish to consider the greater level of protection and flexibility that a Guaranteed Renewable policy provides, click here.
Depending on your Business structure and location, you might require Workers Compensation Insurance if you’re a Company, Working Director, or have deemed Employees. Please check your State Government requirements to ascertain this information.
Please read the PDS for full details on policy coverage, conditions and exclusions to ensure a full understanding of the product you are purchasing.